TERMS OF SERVICE

TERMS OF SERVICE

Bishara Lending**

Last Updated: June 19th, 2026

These Terms of Service (“Terms”) govern your access to and use of the website located at https://bisharalending.com (“Website”), operated by Bishara Lending (“Company,” “we,” “us,” or “our”). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, you must discontinue use of the Website.

1. Eligibility

You must be:

At least 18 years old

A U.S. resident

Legally able to enter into binding agreements

By using this Website, you represent that all information you provide is accurate and truthful.

2. Services Provided

Bishara Lending provides:

Mortgage information and educational resources

Loan program overviews

Online inquiry forms

Optional communication via phone, SMS, and email

Users who opt in may receive messages related to:

Loan program updates

Application status

Appointment reminders

Follow‑up on inquiries

General mortgage information

We are not a lender unless explicitly stated. Loan terms, approvals, and rates are subject to underwriting, qualification, and third‑party verification.

3. No Guarantee of Loan Approval

Submitting an inquiry does not:

Guarantee approval

Lock an interest rate

Create a lender‑borrower relationship

All loan decisions are made only after a full application, documentation review, and underwriting.

4. User Responsibilities

You agree not to:

Provide false or misleading information

Use the Website for fraudulent or unlawful purposes

Attempt to interfere with Website functionality

Submit information on behalf of another person without authorization

5. Consent to Communication (TCPA & A2P Compliant)

By submitting your information on this Website, you provide express written consent for Bishara Lending to contact you using:

Phone calls

SMS/text messages

Email

Automated dialing systems or prerecorded messages (if applicable)

Message & data rates may apply. Consent is not a condition of any loan or service.

You may opt out at any time by replying STOP to SMS messages or contacting us directly.

6. SMS/Text Messaging Terms (Required A2P Disclosures)

6.1 Program Description

Bishara Lending may send SMS messages related to:

Mortgage information

Inquiry follow‑ups

Appointment reminders

Loan program updates

Customer support communications

6.2 Opt‑Out Instructions

You can cancel the SMS service at any time. Just text “STOP” to 949‑776‑7866.

After you send “STOP,” we will send a confirmation message. You will no longer receive SMS messages from us unless you opt in again.

To rejoin, simply sign up again through the Website.

6.3 HELP Instructions

If you are experiencing issues with the messaging program, reply “HELP” for assistance, or contact us directly at:

Email: [email protected] Phone: 949‑776‑7866

6.4 Carrier Liability

Carriers are not liable for delayed or undelivered messages.

6.5 Message & Data Rates

As always, message and data rates may apply for messages sent to you from us and from you to us.

You will receive [insert message frequency, e.g., “1–4 messages per month”].

If you have questions about your text or data plan, contact your wireless provider.

6.6 Privacy

If you have questions regarding privacy, please review our Privacy Policy: [Insert Privacy Policy URL]

7. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

8. Third‑Party Links

The Website may contain links to third‑party sites. We are not responsible for:

Their content

Their privacy practices

Any products or services they offer

You access third‑party sites at your own risk.

9. Intellectual Property

All content on the Website—including text, graphics, logos, images, and software—is owned by or licensed to Bishara Lending and protected by U.S. copyright and trademark laws.

You may not copy, reproduce, or distribute any content without written permission.

10. Disclaimer of Warranties

The Website is provided “as is” and “as available.” We make no warranties regarding:

Accuracy of information

Availability of the Website

Suitability of loan programs

Outcomes of any loan application

11. Limitation of Liability

To the fullest extent permitted by law, Bishara Lending is not liable for any:

Damages

Losses

Errors

Delays

Inaccuracies

Website interruptions

This includes both direct and indirect damages.

12. Indemnification

You agree to indemnify and hold harmless Bishara Lending from any claims arising out of:

Your use of the Website

Your violation of these Terms

Your submission of inaccurate information

13. Changes to These Terms

We may update these Terms at any time. Continued use of the Website after changes means you accept the updated Terms.

14. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict‑of‑law principles.

15. Contact Information

For questions about these Terms, you may contact:

Bishara Lending Email: [email protected] Phone: 949‑776‑7866 Address: 17911 Von Karman Ave, Suite 400, Irvine, CA 92614